465 Columbia Street, Unit 2, Waterloo, ON

$649,000
MLS#:X13742622
3 beds
3 baths
1200-1399 sqft
2.0 parking
Residential Condo & Other
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Added:Sep 3, 2026(1 day ago)
Updated:Sep 3, 2026(1 day ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Unit 2, a beautifully situated bungalow condo in prestigious Upper Beechwood, offering an exceptional combination of space, privacy, and natural beauty. Nestled within the peaceful surroundings of Roxton Park, this spacious home features an expansive backyard and tranquil ravine views-providing a rare opportunity to enjoy nature right outside your door.Located in an intimate complex of only eight owners, this larger-footprint bungalow offers the ease of condo living with the space and privacy of a much larger home. Generous room sizes, abundant natural light, and thoughtful design create a comfortable setting for both everyday living and entertaining.The bright, open-concept main floor features large windows, elegant transoms, soaring 9-foot ceilings, and two walkouts that seamlessly connect the interior to the outdoor living spaces. The spacious kitchen offers a convenient dinette and impressive 12-foot ceiling, while the dining area and great room provide an inviting setting for entertaining or relaxing. A cozy gas fireplace adds warmth and character to the living space.The primary bedroom offers a peaceful retreat, complete with a beautifully updated 3-piece ensuite featuring quartz countertops and a glass-enclosed shower. The second bedroom is generously sized and offers excellent flexibility for family, guests, or a home office.The finished lower level significantly extends the living space with a large recreation room , 3rd Master size Bedroom along with an additional full bathroom, providing plenty of flexibility for guests, hobbies, a home office, media area, or additional entertaining space.Upgrades 2022-2023 : brand-new kitchen, fully renovated bathrooms, new hardwood flooring throughout main floor, updated appliances , fresh paint, and new furnace-(2024).Enjoy an exceptional Upper Beechwood location within walking distance of shopping, Roxton Park, conservation areas, transit, the University of Waterloo, library, and YMCA.

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Property Summary

This townhouse located at 465 Columbia Street, Waterloo is currently for sale and has been available on SousaSells for 1 day. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 3 beds, 3 bathrooms, and is 1200-1399 square feet. 465 Columbia Street, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1200-1399 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Waterloo.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
AddedSep 3, 2026 (1 day ago)
UpdatedSep 3, 2026 (1 day ago)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX GOLD REALTY INC.

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionBrick
BasementFinished
CountyWaterloo
Annual Tax$5,514

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 465 Columbia Street, Unit 2, Waterloo, ON

Q.What is the asking price for 465 Columbia Street, Unit 2, Waterloo, ON ?

The current listing price for 465 Columbia Street, Unit 2, Waterloo, ON in Waterloo is $649,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1200-1399 sqft.

Q.What property type and architectural style is 465 Columbia Street, Unit 2, Waterloo, ON ?

465 Columbia Street, Unit 2, Waterloo, ON is a Condo Townhouse (Bungalow) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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465 Columbia Street, Unit 2, Waterloo, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 465 Columbia Street W 2, Waterloo, ON N2T 2N3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,700 (30.0%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period30 Years
Estimated Monthly Payment$2,160Based on a loan of $454,300 over 30 years.
Purchase Price$649,000
Loan Amount$454,300
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Waterloo, ON

For a property listed at $649,000 in Waterloo, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$873,612

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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