188-190 Westminster Avenue, Toronto, ON

$3,950,000
MLS#:W13758820
7 beds
6 baths
3500-5000 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 7 Bed, 6 Bath Home at 188-190 Westminster Avenue Toronto ON listed at $3,950,000 (MLS# W13758820) - Main View
For Sale
Added:Sep 9, 2026(1 day ago)
Updated:Sep 10, 2026(today)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable 2 1/2 Storey duplex located in the coveted neighborhood of High Park-Swansea. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $3,950,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 6 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 34 x 125 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to luxury legal duplex at 188 & 190 Westminster Avenue, ideally located in High Park-Swansea, directly across from access to beautiful High Park. Conveniently located close to the shops, restaurants, cafés, excellent schools, the lake, downtown Toronto, subway, Gardiner Expressway, QEW and Lakeshore Boulevard. Completely rebuilt in 2019 with high-quality construction and luxury finishes. Both units feature rift-cut oak hardwood floors, custom solid-wood doors, pot lights throughout, custom-built kitchens with quartz countertops and backsplash, center islands, built-in cabinetry, and high-end Wolf and Sub-Zero appliances. Spray foam insulation and enhanced soundproofing provide added comfort and privacy.188 Westminster Avenue features a private entrance on the main floor and extends across the second and third floors, offering 3 bedrooms plus a den. A private elevator serves the main unit. The luxurious primary bedroom features a custom-made closet and 5-piece ensuite. The den features: French doors, a high ceiling, large window. The third floor offers 2 bright bedrooms, a separate laundry room, skylights, and access to two private terraces, front and rear, with a BBQ.190 Westminster Avenue offers a bright main-floor unit with 2 bedrooms and 2 washrooms, an open-concept living and dining area with a walkout to the deck. The primary bedroom features a custom-made closet and 4-piece ensuite. The finished basement guest suite offers 2 additional bedrooms, 2 washrooms, a recreation area and ductless air conditioning .Additional features include heated floors, three separate laundry areas, a two-car garage, private fenced backyard, rear patio with BBQ, outdoor seating areas with fire pit, separate hydro and gas meters, tankless water heaters and independent air-circulation systems. A rare opportunity to own a completely rebuilt luxury legal duplex with exceptional indoor and outdoor living spaces.

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Property Summary

This duplex located at 188-190 Westminster Avenue, Toronto is currently for sale and has been available on SousaSells for 1 day. This property is listed at $3,950,000 with an estimated mortgage of $13,148* per month. It has 7 beds, 6 bathrooms, and is 3500-5000 square feet. 188-190 Westminster Avenue, Toronto is in the High Park-Swansea neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 7 bedrooms and 6 bathrooms, this home offers ample space and comfort for growing families in High Park-Swansea, Toronto.

Highly Recommended for Families
What We Love About This Home
  • •7 spacious bedroom layout offering versatile living space
  • •6 well-appointed bathrooms
  • •3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in High Park-Swansea, Toronto.

Target Buyer Match

Key Features

Bedrooms
7
Bathrooms
6
Kitchens
3
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$3,950,000
AddedSep 9, 2026 (1 day ago)
UpdatedSep 10, 2026 (today)
Last Checked7 minutes ago
Transaction TypeFor Sale
List Office NameTHE DIAMOND REALTY INC.

Property Details

Property Sub-TypeDuplex
Architectural Style2 1/2 Storey
ConstructionBrick, Stone
BasementFinished, Separate Entrance
Lot Size34 Ă— 125 Feet
CountyToronto
Annual Tax$15,798.93
Legal DescriptionPT LT 59 PL 1277 TORONTO AS IN CA424189; CITY OF TORONTO

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Separate Hydro Meter
  • Separate Heating Controls
  • Sump Pump
  • Upgraded Insulation
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Toronto Home Buyer Advisory & Market HubActive MLS® Listing in Toronto, Ontario

Looking to Buy a Home in Toronto?

If you are looking for a house in Toronto or researching Toronto real estate for sale, this 7-bedroom duplex at 188-190 Westminster Avenue, Toronto, ON offers an exceptional opportunity to buy a home in Toronto, Ontario. Whether you are a first-time Toronto home buyer or comparing active Toronto MLS® homes for sale, working with a dedicated Toronto buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Toronto Homes for Sale & MLS® Listings

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Dedicated Toronto Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Toronto realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Toronto Buyer Budget & Costs

Estimated mortgage: $13,148*/month*. Estimated Ontario Land Transfer Tax: $170,450. First-time Toronto home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Toronto

Frequently Asked Questions about 188-190 Westminster Avenue, Toronto, ON

Q.What is the asking price for 188-190 Westminster Avenue, Toronto, ON ?

The current listing price for 188-190 Westminster Avenue, Toronto, ON in High Park-Swansea, Toronto is $3,950,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 6 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 188-190 Westminster Avenue, Toronto, ON ?

188-190 Westminster Avenue, Toronto, ON is a Duplex (2 1/2 Storey) featuring a Finished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Separate Hydro Meter, Separate Heating Controls, Sump Pump, Upgraded Insulation, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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188-190 Westminster Avenue, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

High Park-Swansea, Toronto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents281 incidents / yr
Average Per Month23.4 incidents / mo
Population Benchmark25,763 residents
Personal Safety
Moderate

110 assaults (426.7/100k)

Property Security
Moderate

51 B&E (197.8/100k)

Auto Theft Risk
Elevated

34 thefts (131.9/100k)

1-Year Trend
â–˛ +4.5%

Stable vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 188-190 Westminster Avenue, Toronto, ON M6R 1P1

Estimated Sales Range
$3,753,000 - $3,871,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,185,000 (30.0%)
* Minimum Canadian down payment required for this price is $790,000.
Amortization Period30 Years
Estimated Monthly Payment$13,148Based on a loan of $2,765,000 over 30 years.
Purchase Price$3,950,000
Loan Amount$2,765,000
Provincial Land Transfer Tax:$85,225
Toronto Municipal Land Transfer Tax:$85,225
Total Estimated Closing Taxes:$170,450

About Purchasing a Home in Toronto, ON

For a property listed at $3,950,000 in Toronto, the legal minimum down payment is $790,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $85,225 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $85,225 also applies, bringing the total estimated land transfer taxes to $170,450.

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Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,439,967

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Toronto

Elementary Schools

St Monica
Public14 Broadway Avenue, Toronto, Ontario, M4P 1T4
6.9
Deer Park
Public23 Ferndale Avenue, Toronto, Ontario, M4T 2B4
6.9
Blythwood
PublicToronto, Ontario, M4G 0A6
9.4
John Ross Robertson
Public130 Glengrove Avenue West, Toronto, Ontario, M4R 1P2
8.5
St Anselm
Public182 Bessborough Drive, Toronto, Ontario, M4G 3J9
8.7

Secondary Schools

North Toronto
Public17 Broadway Avenue, Toronto, Ontario, M4P 1T7
8.4
Northern
Public851 Mount Pleasant Road, Toronto, Ontario, M4P 2L5
8.2
Marshall McLuhan
Public1107 Avenue Road, Toronto, Ontario, M5N 3B1
7.2
Leaside
Public200 Hanna Road, Toronto, Ontario, M4G 3N8
9.1
Forest Hill
Public78 Dunloe Road, Toronto, Ontario, M5P 2T6
7.5

Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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