650 Highland Street, Saugeen Shores, ON

$1,599,000
MLS#:X13766190
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 650 Highland Street Saugeen Shores ON listed at $1,599,000 (MLS# X13766190) - Main View
For Sale
Added:Sep 10, 2026(15 days ago)
Updated:Sep 10, 2026(15 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey other located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 107.05 x 153 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Water Meter, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 650 Highland Street known as "The Maples", a rare investment opportunity in one of Port Elgin's most sought-after locations. Just 2 blocks from the sandy beaches and breathtaking sunsets of Lake Huron, this exceptional corner property offers the perfect combination of lifestyle, comfort, and income potential. The property features a 3 bedroom owner-occupied residence along with eight(seven-2 bedroom - 1- 3 bedroom) fully furnished and updated and winterized, income-generating cottages, making it an ideal opportunity for investors, entrepreneurs, or those seeking a unique live-and-work lifestyle. Three cottages(E-F-C)(is equipped with energy-efficient ductless mini-split heating and air conditioning units. The other five cottage have portable AC units.Cottages and home have had numerous upgrades, providing modern comfort and peace of mind. The home provides welcoming living spaces that are perfect for both everyday living and hosting guests. The eight cottages have been well maintained and are fully equipped for seasonal or year-round rentals, allowing for multiple income streams. Situated on a generously sized lot with excellent visibility and ample parking, the property is ideally positioned to attract vacationers, seasonal visitors, and long-term guests alike. Located within walking distance of Port Elgin's waterfront, trails, restaurants, shops, and local attractions, this property offers guests and owners the best of Ontario's west coast lifestyle. Whether you're looking to expand your investment portfolio, operate a successful hospitality business, or enjoy lakeside living while generating rental income, this property presents an outstanding opportunity.

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Property Summary

This other located at 650 Highland Street, Saugeen Shores is currently for sale and has been available on SousaSells for 15 days. This property is listed at $1,599,000 with an estimated mortgage of $5,322* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 650 Highland Street, Saugeen Shores is in the Saugeen Shores neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,599,000
AddedSep 10, 2026 (15 days ago)
UpdatedSep 10, 2026 (15 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale
List Office NamePeak Edge Realty Ltd.

Property Details

Property Sub-TypeOther
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFinished
Lot Size107.05 × 153 Feet
CountyBruce
Annual Tax$7,779
Rental ItemsNA
Legal DescriptionLT 60 BLK 55 PL 11; PT LT 58-59 BLK 55 PL 11 AS IN R3415559;PORT ELGIN(SAUGEN SHORES)

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Campground
  • Golf
  • Hospital
  • Marina

Interior Features

  • Water Heater Owned
  • Water Meter
  • Workbench

Security Features

  • None

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Saugeen Shores Home Buyer Advisory & Market HubActive MLS® Listing in Saugeen Shores, Ontario

Looking to Buy a Home in Saugeen Shores?

If you are looking for a house in Saugeen Shores or researching Saugeen Shores real estate for sale, this 3-bedroom other at 650 Highland Street, Saugeen Shores, ON offers an exceptional opportunity to buy a home in Saugeen Shores, Ontario. Whether you are a first-time Saugeen Shores home buyer or comparing active Saugeen Shores MLS® homes for sale, working with a dedicated Saugeen Shores buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Saugeen Shores Homes for Sale & MLS® Listings

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Dedicated Saugeen Shores Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Saugeen Shores realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Saugeen Shores Buyer Budget & Costs

Estimated mortgage: $5,322*/month*. Estimated Ontario Land Transfer Tax: $28,455. First-time Saugeen Shores home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Saugeen Shores

Frequently Asked Questions about 650 Highland Street, Saugeen Shores, ON

Q.What is the asking price for 650 Highland Street, Saugeen Shores, ON ?

The current listing price for 650 Highland Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $1,599,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 650 Highland Street, Saugeen Shores, ON ?

650 Highland Street, Saugeen Shores, ON is a Other (1 1/2 Storey) featuring a Finished basement.

Q.What key property features does 650 Highland Street, Saugeen Shores, ON offer?

Key property features include: Beach, Campground, Golf, Hospital, Marina.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Water Meter, Workbench.

Q.What security features are installed at 650 Highland Street, Saugeen Shores, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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650 Highland Street, Saugeen Shores, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Saugeen Shores, Saugeen Shores

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 650 Highland Street, Saugeen Shores, ON N0H 2C0

Estimated Sales Range
$1,519,000 - $1,567,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

Configure Loan Settings

Interest Rate4.00%
Down Payment$479,700 (30.0%)
* Minimum Canadian down payment required for this price is $319,800.
Amortization Period30 Years
Estimated Monthly Payment$5,322Based on a loan of $1,119,300 over 30 years.
Purchase Price$1,599,000
Loan Amount$1,119,300
Provincial Land Transfer Tax:$28,455
Total Estimated Closing Taxes:$28,455

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $1,599,000 in Saugeen Shores, the legal minimum down payment is $319,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $28,455 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $28,455.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,584

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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