3 Cherry Street, Niagara-on-the-Lake, ON

$793,500
MLS#:X13758808
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 3 Cherry Street Niagara-on-the-Lake ON listed at $793,500 (MLS# X13758808) - Main View
For Sale
Added:Sep 9, 2026(3 days ago)
Updated:Sep 11, 2026(1 day ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Virgil. Expertly crafted featuring premium brick front construction, this residence presents an exceptional opportunity offered at $793,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 70 x 140 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautifully updated classic red brick raised bungalow that will feel like home as you walk thru the door. Attention to detail and care is evident throughout the entire home, almost all the work done in the past 5 years, leaving you nothing to do but enjoy the lovely community of Virgil. This simple but special home is bright with a clean comfort that offers an attached garage on a property that is just shy of a 1/4 of an acre. The backyard is private and a generous size, perfect for those looking for a quiet escape and still wanting space for some gardens and trees. Enter thru the front door and a sunny window fills the living room as you soak in the updated decor. Around the corner is the thoughtfully updated kitchen with spacious island, quartz counters, lots of cupboards and a tucked in banquet for dining at home. All the appliances will stay, making this an even easier move. The 3 bed bungalow is a rare find in the area, and each of these rooms are a nice size with closets one with unique accent wall. The main 4 piece bath was also recently updated. Head down a few steps to reach the garage access right off the kitchen, perfect for bringing in the groceries. Then a few more steps down to the fully finished basement, all done within the past 5 years. What a great space with a beautifully finished family room and handy workout/office space. Always nice to have a second bathroom, this one is 3 pieces and a comfortable 4th bed/bonus room, perfect for family that comes to visit. Roof, fence, widows, basement, insulation (attic blown in & basement spray foam),AC...and so much more all done since 2021. These owners love the private oasis of the backyard along with their neighbours that share this great community of Virgil...what greater selling point is there?! Only a few minutes to the QEW but you will feel a world away from the busyness of life here at 3 Cherry Street.

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Property Summary

This detached home located at 3 Cherry Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 3 days. This property is listed at $793,500 with an estimated mortgage of $2,641* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 3 Cherry Street, Niagara-on-the-Lake is in the Virgil neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Virgil, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$793,500
AddedSep 9, 2026 (3 days ago)
UpdatedSep 11, 2026 (1 day ago)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameCOLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick Front
BasementFinished, Separate Entrance
Lot Size70 Ă— 140 Feet
CountyNiagara
Annual Tax$4,013.96
Rental ItemsNone
Legal DescriptionLT 72 PL 438 NIAGARA; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Capability
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Niagara-on-the-Lake Home Buyer Advisory & Market HubActive MLS® Listing in Niagara-on-the-Lake, Ontario

Looking to Buy a Home in Niagara-on-the-Lake?

If you are looking for a house in Niagara-on-the-Lake or researching Niagara-on-the-Lake real estate for sale, this 4-bedroom detached at 3 Cherry Street, Niagara-on-the-Lake, ON offers an exceptional opportunity to buy a home in Niagara-on-the-Lake, Ontario. Whether you are a first-time Niagara-on-the-Lake home buyer or comparing active Niagara-on-the-Lake MLS® homes for sale, working with a dedicated Niagara-on-the-Lake buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Niagara-on-the-Lake Homes for Sale & MLS® Listings

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Dedicated Niagara-on-the-Lake Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara-on-the-Lake realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Niagara-on-the-Lake Buyer Budget & Costs

Estimated mortgage: $2,641*/month*. Estimated Ontario Land Transfer Tax: $12,345. First-time Niagara-on-the-Lake home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Niagara-on-the-Lake

Frequently Asked Questions about 3 Cherry Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 3 Cherry Street, Niagara-on-the-Lake, ON ?

The current listing price for 3 Cherry Street, Niagara-on-the-Lake, ON in Virgil, Niagara-on-the-Lake is $793,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 3 Cherry Street, Niagara-on-the-Lake, ON ?

3 Cherry Street, Niagara-on-the-Lake, ON is a Detached (Bungalow-Raised) featuring a Finished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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3 Cherry Street, Niagara-on-the-Lake, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Virgil, Niagara-on-the-Lake

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 3 Cherry Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$754,000 - $778,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$238,050 (30.0%)
* Minimum Canadian down payment required for this price is $54,350.
Amortization Period30 Years
Estimated Monthly Payment$2,641Based on a loan of $555,450 over 30 years.
Purchase Price$793,500
Loan Amount$555,450
Provincial Land Transfer Tax:$12,345
Total Estimated Closing Taxes:$12,345

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $793,500 in Niagara-on-the-Lake, the legal minimum down payment is $54,350 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,345 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,345.

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Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,554,543

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

No secondary schools data loaded.

Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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