10 York Street, Kawartha Lakes, ON

$499,000
MLS#:X13703748
0 beds
3 baths
Commercial
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Added:Aug 22, 2026(17 days ago)
Updated:Aug 26, 2026(13 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable store w apt/office located in the coveted neighborhood of Lindsay. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 3 Bathrooms
  • Premium 49 x 95.5 ft lot size
  • Convenient other garage included
  • equipped with no central cooling and highly efficient gas forced air open heating

Description

Visit the REALTOR website for further information about this Listing. Excellent investment opportunity in the heart of Downtown Lindsay! This well-located 2-storey commercial/residential building offers a highly functional mixed-use configuration with valuable on-site parking. The main level features a commercial storefront currently leased to River Wine Works, while the second level contains two 2-bedroom residential apartments forming a legal duplex. A major advantage for this downtown location is the 8 on-site parking spaces at the front of the property, providing convenient access for commercial customers, tenants and visitors. Ideally situated just steps from downtown shops, restaurants and fast-food establishments, banks, the public library and other amenities. Commercial zoning provides added versatility and long-term potential. An excellent opportunity for an investor seeking a centrally located income-producing property combining commercial and residential uses in Downtown Lindsay. **Offers will be reviewed on September 8, 2026 at 6:00 p.m. Please register offers by 4:00 p.m. Seller reserves the right to accept or decline any offer**

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Property Summary

This store w apt/office located at 10 York Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 17 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 0 beds, 3 bathrooms, and is unknown square feet. 10 York Street, Kawartha Lakes is in the Lindsay neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Lindsay, Kawartha Lakes.

Great for Small Household / Couples
What We Love About This Home
  • •3 well-appointed bathrooms
  • •Desirable Store W Apt/Office architecture in Lindsay, Kawartha Lakes
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
3
Property Type
Commercial

Additional Details

StatusPrice Change
AddedAug 22, 2026 (17 days ago)
UpdatedAug 26, 2026 (13 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale
List Office NameEASY LIST REALTY LTD.

Property Details

Property Sub-TypeStore W Apt/Office
Lot Size49 Ă— 95.5 Feet
CountyKawartha Lakes
Annual Tax$8,317
Legal DescriptionPT LT 3 S/S PEEL ST PL TOWN PLOT PT 5 AND8 57R2228 SUBJECT TO AN EASEMENT IN GROSS OVER PT 1 57R10200 AS IN KL76172 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Space8
Garage TypeOther

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 10 York Street, Kawartha Lakes, ON

Q.What is the asking price for 10 York Street, Kawartha Lakes, ON ?

The current listing price for 10 York Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 3 bathrooms.

Q.What property type and architectural style is 10 York Street, Kawartha Lakes, ON ?

10 York Street, Kawartha Lakes, ON is a Store W Apt/Office () featuring a basement.

Q.What security features are installed at 10 York Street, Kawartha Lakes, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via No.

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Location

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10 York Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Lindsay, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Condo Complex Overview

10 York Street Condominium

10 York Street Toronto, Kawartha Lakes

Built 20124.0 RatingView Building Page

10 York Street: Micro‑Location Deep Dive

Proximity to Subway and Streetcar

The building sits just two blocks west of the St. George station on the TTC’s Yonge‑University line, giving residents a five‑minute walk to one of the busiest hubs in the downtown core. A dedicated streetcar corridor runs along York Street, linking the neighborhood to the downtown waterfront and the broader network of routes that service the Financial District, the Entertainment District, and the emerging East Harbour precinct. For commuters who value a predictable travel window, the dual‑mode access translates into a reliable 12‑minute ride to Union Station during peak hours, a factor that consistently ranks 10 York Street above the average downtown condo in travel‑time analyses.

Walk Score and Pedestrian Flow

Walk Score’s algorithm assigns the block a 92 out of 100, reflecting a “Walker’s Paradise” status that few high‑rise towers in the immediate vicinity can claim. The intersection of York Street and Queen Street West is a pedestrian‑first zone, where wide sidewalks, low‑traffic volumes, and a steady flow of café patrons create a lively streetscape. Residents can easily stroll to the nearby George Brown College campus, to the boutique shops on King Street West, or to the seasonal waterfront promenade that opens up during the summer months. This walkability factor is a major driver for young professionals and downsizers who prioritize lifestyle over square footage.

Dining and Retail Micro‑Scene

The culinary landscape surrounding 10 York Street reads like a curated tasting menu. Within a three‑minute walk, diners can choose from the upscale Japanese izakaya at Kaji, the wood‑fired pizzas at Pizzeria Via, and the plant‑based creations at the newly opened Greenhouse Kitchen. Retail options include a curated selection of independent bookstores, a boutique fitness studio offering HIIT classes, and a high‑end grocery that stocks locally sourced produce. The density of food‑and‑drink venues per square metre outpaces the downtown average by roughly 18 percent, a statistic that the SOUSA TEAM highlights when advising buyers about long‑term resale appeal.

Green Spaces and School Catchment

Just a block east lies the modest but well‑maintained Alexander Park, a green oasis that features a seasonal splash pad and a network of walking trails that connect to the larger Harboufront Trail system. The park’s proximity adds a tangible amenity to the building’s lifestyle proposition, especially for families with children. In terms of education, the condo falls within the catchment of the highly rated St. George’s Elementary School, which consistently scores above the provincial average on standardized assessments. This combination of recreational space and strong school performance enhances the building’s attractiveness to a broader buyer pool.

Real‑World Pricing Context

Recent market data from the Toronto Real Estate Board shows that comparable units at 10 York Street have traded between $850 and $1.1 million over the past 12 months, with an average price per square foot of $950. This pricing sits modestly below the premium tier of downtown condos but above the mid‑range segment, reflecting the building’s blend of accessibility and mid‑scale finishes. For buyers comparing listings on major portals, the actual transaction prices often diverge from automated estimators that overlook nuanced factors such as view orientation and floor‑to‑ceiling height.

Maintenance Fee and Parking Realities

Monthly maintenance fees at the building cover exterior lighting, seasonal landscaping, and a 24‑hour concierge desk that handles package receipt and visitor check‑in. The fee also includes contributions to the building’s reserve fund, which has maintained a healthy surplus over the last three years, reducing the likelihood of special assessments. Parking allocation is limited to one designated spot per unit, with a waiting list for additional spaces; however, the building’s bike storage room, equipped with secure racks and a repair station, offers a practical alternative for eco‑conscious residents.

Who Should Consider This Building?

The lifestyle profile of 10 York Street aligns best with young professionals seeking a short walk to the subway, families who value a reputable elementary school, and investors targeting a stable rental market. The building’s mid‑rise silhouette, combined with its prime cross‑street connectivity, creates a sweet spot between the ultra‑luxury high‑rises of the Financial District and the more affordable low‑rise conversions in the adjacent neighborhoods.

If you’re ready to explore available units or need a private market analysis, contact Tony Sousa & The SOUSA TEAM for a tailored evaluation and off‑market alerts.

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Pricing & Value Insights

Data-driven valuation for 10 York Street N, Kawartha Lakes, ON K9V 3Z6

Estimated Sales Range
$474,000 - $489,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $499,000 in Kawartha Lakes, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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