1142 Cardiff Lake Road, Highlands East, ON

$875,000
MLS#:X13102936
3 beds
1 baths
1500-2000 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 1142 Cardiff Lake Road Highlands East ON listed at $875,000 (MLS# X13102936) - Main View
Price Change
For Sale
Added:May 8, 2026(140 days ago)
Updated:Sep 18, 2026(7 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $875,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 645 x 222.18 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Air Exchanger, Carpet Free, Primary Bedroom - Main Floor
  • Efficient forced air heating via propane

Description

Where every season begins on the water. This exceptional four-season property offers an extraordinary 580 feet of private waterfront on 3.29 acres. This is a level lot with no hills to climb up or down. Making it easily accessible in all seasons. A municipally maintained year-round road, allowing you to enjoy this retreat in every season. Built in 2015, this beautifully crafted 3-bedroom bungaloft was designed with an open-concept kitchen and living area that creates the perfect gathering space, while the wood-burning stove adds warmth and ambiance on crisp autumn evenings and cozy winter nights. Large, soaring spaces and the approximately 300 sq. ft. upper loft that can act as a fourth sleeping area, home office, family room, games space or quiet reading retreat. The full 1,350 sq. ft. unfinished basement, with 8-foot ceilings and four large windows, offers tremendous potential for additional living, recreation or storage space. It's just waiting for your own creation and design. Step outside and experience the true magic of the property. The south-east-facing waterfront offers breathtaking sunrises, while the gently sloping sandy shoreline provides an inviting entry into the lake. The dock extends into deep, clear water, making it ideal for boating and enjoying the waterfront during the warmer months. Then comes autumn. The surrounding forest transforms into a spectacular display of colour. And when the snow arrives, this remarkable property becomes a winter playground. Snowmobile and ATV trails connect to hundreds of kilometres of groomed backcountry routes right outside your door, offering exceptional four-season recreation. The property is easily accessible, you're approximately 30 minutes from Bancroft and Haliburton for shopping, dining, services and amenities, with Wilberforce and Harcourt only 10 minutes away for groceries, gas and everyday necessities. Wilberforce also offers a community centre, skating rink, pickleball courts and curling rink.

Schedule a Tour

No public open houses currently scheduled. Request a private in-person viewing or live video walkthrough at your convenience.

Private Viewings Available
Or choose date:
Free service • No obligation • Licensed REALTOR® accompaniment
Price Drop Alert

Waiting for a price change? Get an instant notification if the seller reduces the asking price.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 1142 Cardiff Lake Road, Highlands East is currently for sale and has been available on SousaSells for 140 days. This property is listed at $875,000 with an estimated mortgage of $2,913* per month. It has 3 beds, 1 bathroom, and is 1500-2000 square feet. 1142 Cardiff Lake Road, Highlands East is in the Cardiff Ward neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Cardiff Ward, Highlands East.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Highlands East.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$875,000
AddedMay 8, 2026 (140 days ago)
UpdatedSep 18, 2026 (7 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale
List Office NameBall Real Estate Inc.

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionVinyl Siding
BasementUnfinished
Lot Size645 × 222.18 Feet
CountyHaliburton
Annual Tax$4,315.88
Rental ItemsPropane Tanks
Legal DescriptionPT LT 8 CON 22 CARDIFF PT 1, 8, 10 AND 12 19R5485 S/T H253368, H253369 MUNICIPALITY OF HIGHLANDS EAST

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Clear View
  • Cul de Sac/Dead End
  • Lake/Pond
  • Level
  • School Bus Route
  • Sloping

Interior Features

  • Air Exchanger
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Workbench

Security Features

  • Carbon Monoxide Detectors

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Highlands East Home Buyer Advisory & Market HubActive MLS® Listing in Highlands East, Ontario

Looking to Buy a Home in Highlands East?

If you are looking for a house in Highlands East or researching Highlands East real estate for sale, this 3-bedroom detached at 1142 Cardiff Lake Road, Highlands East, ON offers an exceptional opportunity to buy a home in Highlands East, Ontario. Whether you are a first-time Highlands East home buyer or comparing active Highlands East MLS® homes for sale, working with a dedicated Highlands East buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Highlands East Homes for Sale & MLS® Listings

Browse all verified Highlands East real estate listings, compare active Highlands East houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Highlands East Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Highlands East realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Highlands East Buyer Budget & Costs

Estimated mortgage: $2,913*/month*. Estimated Ontario Land Transfer Tax: $13,975. First-time Highlands East home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Highlands East

Frequently Asked Questions about 1142 Cardiff Lake Road, Highlands East, ON

Q.What is the asking price for 1142 Cardiff Lake Road, Highlands East, ON ?

The current listing price for 1142 Cardiff Lake Road, Highlands East, ON in Cardiff Ward, Highlands East is $875,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1142 Cardiff Lake Road, Highlands East, ON ?

1142 Cardiff Lake Road, Highlands East, ON is a Detached (Bungaloft) featuring a Unfinished basement.

Q.What key property features does 1142 Cardiff Lake Road, Highlands East, ON offer?

Key property features include: Clear View, Cul de Sac/Dead End, Lake/Pond, Level, School Bus Route, Sloping.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Workbench.

Q.What security features are installed at 1142 Cardiff Lake Road, Highlands East, ON ?

Security features include: Carbon Monoxide Detectors.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 1142 Cardiff Lake Road, Highlands East, ON .

Location

Initializing map...
1142 Cardiff Lake Road, Highlands East, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cardiff Ward, Highlands East

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Pricing & Value Insights

Data-driven valuation for 1142 Cardiff Lake Road, Highlands East, ON K0L 3C0

Estimated Sales Range
$831,000 - $858,000

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

Configure Loan Settings

Interest Rate4.00%
Down Payment$262,500 (30.0%)
* Minimum Canadian down payment required for this price is $62,500.
Amortization Period30 Years
Estimated Monthly Payment$2,913Based on a loan of $612,500 over 30 years.
Purchase Price$875,000
Loan Amount$612,500
Provincial Land Transfer Tax:$13,975
Total Estimated Closing Taxes:$13,975

About Purchasing a Home in Highlands East, ON

For a property listed at $875,000 in Highlands East, the legal minimum down payment is $62,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,975 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,975.

Similar Listings in Cardiff Ward, Highlands East

Explore all Just Listed Homes in Highlands East →

Cardiff Ward, Highlands East Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$770,178

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cardiff Ward, Highlands East

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Cardiff Ward, Highlands East Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Highlands East

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Highlands East Homes
Residential Freehold for sale - 3 Bed, 2 Bath Home at 1100 Morning Glory Drive Highlands East ON listed at $799,000 (MLS# X13809874)
Added 3 days ago
$799,000
3bd
2ba
Residential Freehold

1100 Morning Glory Drive, Highlands East

Sep 21, 2026
DOM: 5

No description available

MLS#: X13809874
For Sale
Residential Freehold for sale - 3 Bed, 1 Bath Home at 1014 Opal Lane Highlands East ON listed at $694,500 (MLS# X13809642)
Added 3 days ago
$694,500
3bd
1ba
Residential Freehold

1014 Opal Lane, Highlands East

Sep 20, 2026
DOM: 6

No description available

MLS#: X13809642
For Sale
Residential Freehold for sale - 3 Bed, 1 Bath Home at 1130 Melanie Lane Highlands East ON listed at $850,000 (MLS# X13790918)
$850,000
3bd
1ba
Residential Freehold

1130 Melanie Lane, Highlands East

Sep 16, 2026
DOM: 10

No description available

MLS#: X13790918
For Sale
Residential Freehold for sale - 2 Bed, 1 Bath Home at 1077 Pukitis Trail Highlands East ON listed at $769,900 (MLS# X13774124)
Added 10 days ago
$769,900
2bd
1ba
Residential Freehold

1077 Pukitis Trail, Highlands East

Sep 11, 2026
DOM: 15

No description available

MLS#: X13774124
For Sale