122 Stuart Street, Guelph, ON

$899,900
MLS#:X13587434
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 122 Stuart Street Guelph ON listed at $899,900 (MLS# X13587434) - Main View
Price Change
For Sale
Added:Jul 21, 2026(66 days ago)
Updated:Sep 11, 2026(14 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. George's. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 55 x 61 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Bar Fridge, Carpet Free, Water Heater Owned
  • equipped with central air, window unit(s) central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully renovated home, perfectly situated on one of the most picturesque, tree-lined streets in Guelph's highly sought-after St. George's Park neighbourhood. Originally built in 1910, this exceptional residence has been extensively updated to offer the ideal balance of timeless character and modern living.The bright, open-concept main floor features soaring ceilings, a designer-inspired kitchen, and quality finishes throughout. A unique and highly desirable feature of this home is the main-floor bedroom layout, with two of the three bedrooms conveniently located on the main level, along with a stylish four-piece bathroom with integrated laundry. Whether you are accommodating guests, working from home, raising a family, or looking for the convenience of main-floor living, this versatile layout offers endless possibilities. One bedroom also functions perfectly as a private home office.Just off the kitchen, step outside to a private, fully fenced backyard designed for both relaxation and entertaining. Beautifully landscaped with elegant Armour stone, mature perennial gardens, and inviting outdoor living space, this tranquil setting is the perfect extension of the home.Occupying the entire second level, the primary suite offers a peaceful retreat complete with walk-in closet's, a beautifully appointed three-piece ensuite, and a charming dormer window that fills the space with natural light. St. George's Park is one of Guelph's most cherished neighbourhoods, known for its historic homes, mature trees, vibrant community, and exceptional walkability. Enjoy easy access to downtown Guelph, the River Run Centre, Guelph General Hospital, beautiful parks, shopping, and an outstanding selection of restaurants, coffee shops and local boutiques.Offering timeless character, modern updates, and an unbeatable location, this turnkey home presents a rare opportunity to own in one of Guelph's most established and desirable neighbourhoods.

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Property Summary

This detached home located at 122 Stuart Street, Guelph is currently for sale and has been available on SousaSells for 66 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 122 Stuart Street, Guelph is in the St. George's neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. George's, Guelph.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Guelph.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$899,900
AddedJul 21, 2026 (66 days ago)
UpdatedSep 11, 2026 (14 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX ESCARPMENT REALTY INC.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Aluminum Siding
BasementUnfinished
Lot Size55 × 61 Feet
CountyWellington
Annual Tax$7,486.98
Legal DescriptionPT LOT 21, PLAN 220 & 232 , AS IN ROS254740 ; GUELPH

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air, Window Unit(s)

Features

Property Features

  • Arts Centre
  • Fenced Yard
  • Hospital
  • Place Of Worship
  • Park
  • School Bus Route

Interior Features

  • Bar Fridge
  • Carpet Free
  • Water Heater Owned
  • Water Softener

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Guelph Home Buyer Advisory & Market HubActive MLS® Listing in Guelph, Ontario

Looking to Buy a Home in Guelph?

If you are looking for a house in Guelph or researching Guelph real estate for sale, this 3-bedroom detached at 122 Stuart Street, Guelph, ON offers an exceptional opportunity to buy a home in Guelph, Ontario. Whether you are a first-time Guelph home buyer or comparing active Guelph MLS® homes for sale, working with a dedicated Guelph buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Guelph Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Guelph realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Guelph Buyer Budget & Costs

Estimated mortgage: $2,995*/month*. Estimated Ontario Land Transfer Tax: $14,473. First-time Guelph home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Guelph

Frequently Asked Questions about 122 Stuart Street, Guelph, ON

Q.What is the asking price for 122 Stuart Street, Guelph, ON ?

The current listing price for 122 Stuart Street, Guelph, ON in St. George's, Guelph is $899,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 122 Stuart Street, Guelph, ON ?

122 Stuart Street, Guelph, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.

Q.What key property features does 122 Stuart Street, Guelph, ON offer?

Key property features include: Arts Centre, Fenced Yard, Hospital, Place Of Worship, Park, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Bar Fridge, Carpet Free, Water Heater Owned, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air, Window Unit(s).

Location

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122 Stuart Street, Guelph, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. George's, Guelph

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 122 Stuart Street, Guelph, ON N1E 4S8

Estimated Sales Range
$855,000 - $882,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Guelph, ON

For a property listed at $899,900 in Guelph, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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St. George's, Guelph Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. George's, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$1,457,037

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Best Schools in St. George's, Guelph

Elementary Schools

John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Ottawa Crescent
Public75 Ottawa Crescent, Guelph, Ontario, N1E 2A8
4.8
St John
Public63 Victoria Road North, Guelph, Ontario, N1E 5G9
5.2
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3

Secondary Schools

John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2

St. George's, Guelph Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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