249 Ruttan Terrace, Unit 505, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $335,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 1000-1199 sqft
- 2.0 total parking spaces available
- Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It's a layout that simply works, whether you're enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn't limited to the indoors. Step outside to your private 12' x 11' patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg's charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you're entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.
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Property Summary
This townhouse located at 249 Ruttan Terrace, Cobourg is currently for sale and has been available on SousaSells for 4 days. This property is listed at $335,000 with an estimated mortgage of $1,115* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 249 Ruttan Terrace, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1000-1199 sqft of generous functional square footage
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Park
- School
- School Bus Route
- Place Of Worship
- Lake/Pond
- Marina
Interior Features
- Primary Bedroom - Main Floor
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Cobourg?
If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 2-bedroom condo apartment at 249 Ruttan Terrace, Unit 505, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Cobourg Buyer Budget & Costs
Estimated mortgage: $1,115*/month*. Estimated Ontario Land Transfer Tax: $3,500. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Cobourg
Frequently Asked Questions about 249 Ruttan Terrace, Unit 505, Cobourg, ON
Q.What is the asking price for 249 Ruttan Terrace, Unit 505, Cobourg, ON ?
The current listing price for 249 Ruttan Terrace, Unit 505, Cobourg, ON in Cobourg, Cobourg is $335,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 1000-1199 sqft.
Q.What property type and architectural style is 249 Ruttan Terrace, Unit 505, Cobourg, ON ?
249 Ruttan Terrace, Unit 505, Cobourg, ON is a Condo Townhouse (Bungalow) featuring a None basement.
Q.What key property features does 249 Ruttan Terrace, Unit 505, Cobourg, ON offer?
Key property features include: Park, School, School Bus Route, Place Of Worship, Lake/Pond, Marina.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 249 Ruttan Terrace 505, Cobourg, ON K9A 5X6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $335,000 in Cobourg, the legal minimum down payment is $16,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,500 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,500.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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